1. How do I get started?

    We offer a free consultation that includes an investment analysis of your portfolio providing:

    • valuable insight and detailed information about your current portfolio/retirement plan
    • general observations and recommendations
    • a summary of how we can assist you in adding value to your portfolio

    Call us today at (973) 783-2555

  2. How are you compensated?

    We offer flexible payment arrangements. We work with you in the Discovery Phase to determine the best way to work together. Here are the financial models that we offer through LPL Financial:

    • Financial Advisor
      Hourly Consulting (fee-only) – financial advice provided on a consulting basis for an hourly fee.
    • Wealth Manager
      Assets under management (fee-based) – we manage all of your assets through LPL Financial.  A percentage is charged on the amount of the assets being managed.

  3. How often would we meet?

    We schedule face-to-face quarterly meetings. Also, we update plans with you as often as needed; at minimum 2 times per year.

  4. When can I call you?

    We encourage open communications. Please feel free to call us at any time.

  5. Who will be keeping track of my investments?

    That depends on who you designate to control your investments:  you, us or a third-party. We explore these options in the Discovery Section of our planning process.

  6. How long will I have to wait to hear back from you?

    You can expect that any call made to our office before 4:00 p.m. will be returned by your advisor, or someone on the team, on the same day. Calls made after 4:00 p.m. will be returned on the next business day.

  7. What happens if there is a problem or error with my account?

    While we endeavor to execute all business without error, we promise that any problems will be resolved within 3 business days. If that is impossible, we will provide you with a status report within that time.